A common misconception is that a dependent needs to file their own separate PhilHealth claim, almost like they were a member in their own right. That is not how it works. A dependent’s claim is… 

The term balance billing gets used loosely in everyday conversation, often to describe any hospital bill that felt higher than expected. Legally, though, it has a specific meaning tied to PhilHealth coverage and a specific… 

Getting hit with a bill that seems too high, especially after you were told your PhilHealth coverage would apply, is one of the more stressful situations a patient or their family can face. The good… 

Once you have submitted a PhilHealth refund request, the waiting part can feel like the hardest step. Unlike a package delivery with a tracking number you can refresh every hour, refund requests do not always… 

Paying out of pocket for something PhilHealth was supposed to cover is frustrating, especially when you already went through the trouble of registering, keeping your contributions current, and bringing all the right documents to the…